body {
	margin: 0px;
}
.header{
	width:100%;
	float:left;
	background-image:  url("clips/homepage/header_bg.gif");
	text-align:center;
}
#frame964 {
	border: 0px;
	width: 964px;
	margin-right:auto;
	margin-left:auto;
	padding:0px;
}
#frame328 {
	width:328px;
	float:left;
	padding:0px;
	margin:0px;
}
#frame636 {
	width:636px;
	float:left;
	padding:0px;
	margin:0px;
}

.column1 {
	padding-right: 20px;
	padding-bottom: 20px;
	padding-top: 20px;
	vertical-align: top;
}
.column2 {
	padding-bottom: 20px;
	padding-top: 20px;
	vertical-align: top;
}
.text {
	font-family: Verdana, Tahoma, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	color: #424961;
	list-style-image:  url("clips/arrow.gif");
}
.text a:link {
	color: #271E3D;
	text-decoration: underline;
}
.text a:visited {
	color: #424961;
	text-decoration: underline;
}

.text a:hover {
	color: #424961;
	text-decoration: none;	
}

.text a:active {
	color: #271E3D;
	text-decoration: none;}